Buyer Resources

Choose the Right Mortgage

Contact me to find the home of your dreams

As your Real Estate Agent, I have in-depth knowledge of the home buying process helping me to anticipate potential issues and guide you through a smooth purchase of our next home.
For most people, purchasing a home is the largest and most emotional financial decision they will ever make, which is why you should work with an experienced Real Estate Agent to properly negotiate on your behalf.
Purchasing a home is a fluid process with a lot of moving parts. After you have chosen the home of your dreams, you will need reputable resources as you move forward with our purchase. There will be homes inspections, oil tank sweeps, septic/well inspections (if present), real estate attorneys, mortgage brokers, title companies, and more. I work with a team of experienced professionals that will help guide you through each step of the process.
I will provide a full list of all properties that match your search criteria, daily updates, as well as access to the MLS which will ensure accurate information. This will allow you to make the most informed decision while helping to narrow down your choices.

What is The Right Mortgage

for Your Home Purchase?

With almost two hundred different options available for your next mortgage, how do you choose the right one for you? After a closer examination, though, you’ll find that there are actually only about six or seven basic types of home mortgages. You’ll want to base your decision on several key factors, including your current monthly income, your future expected income, current assets, and your liabilities or debts.

Another choice to make is whether you want to gamble on an interest rate that changes (adjustable-rate mortgage). Would you feel more at ease paying the same amount each month? Once you decide on that, then you can move on to the basic mortgages that are offered:

Before You Move

Adjustable-Rate Mortgage (ARM)

Two-Step Mortgage

FHA Mortgage

VA Loans

Balloon Mortgages

Shared-Appreciation Mortgages

Biweekly Mortgage